stipend.sh is a non-custodial USDC wallet on Base that an AI agent installs without a human. The key is generated on the agent's own machine and never leaves it. Spending limits - per transaction, per day, per counterparty, plus a destination allowlist - are checked in code between the decision and the signature, so nothing the agent reads can move them. Ships a local stdio MCP server (`stipend mcp`, 7 tools) and an x402 endpoint at https://stipend.sh/api/topup ($7.80 USDC on Base for 1,000 gas credits). Open source (Apache-2.0, Python). Free except gas credits. Not audited.
Finance
x402
Approved & Active
0 defined
Aug 2026
Available
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